Top Fintech Startups in San Francisco

Browse 7 startups in San Francisco working in Fintech. Every listing below is matched on location and skill set so you can discover the right company faster. Compare profiles and reach out directly.

Flair Labs

San Francisco

Flair Labs, a Y Combinator-backed startup, is betting that the next wave of productivity in real estate and mortgage lending will come not from better CRMs but from autonomous agents that handle the communication workflow itself. Real estate and mortgage lending are two of the most communication-intensive industries in the economy. Every transaction generates hundreds […]

AI AI Assistant Artificial Intelligence

PrimeVault

San Francisco

PrimeVault, a Y Combinator Summer 2022 company, is building what it calls the all-in-one digital asset and stablecoin platform for enterprises and financial institutions. As stablecoins move from crypto curiosity to serious financial infrastructure, the companies issuing, holding, and moving them are running into a familiar problem: enterprise-grade tooling has not caught up with enterprise-grade […]

B2B Crypto / Web3 Fintech

Selfin

San Francisco

Selfin, a Y Combinator Fall 2025 company, is developing what it calls “the first AI Bank”: a consumer platform that connects all of a user’s financial products — checking, savings, credit cards, investments, loans — and uses AI to deliver personalized recommendations and continuous optimization. The company’s pitch is that while existing neobanks stopped at […]

Consumer Consumer Finance Finance

Shor

San Francisco

Shor, a fintech startup in Y Combinator’s Summer 2025 batch, is betting that the next generation of global payroll will run on stablecoins and AI agents rather than on legacy banking rails. The company has launched what it calls an AI-native Employer-of-Record, aimed at giving remote teams a faster, cheaper, and fully compliant way to […]

AI B2B Fintech

Veritus

San Francisco

Loan servicing and collections has historically been one of the most labor-intensive – and most regulated – corners of consumer finance. Lenders need to recover delinquent balances, treat borrowers respectfully, and stay within an ever-tightening compliance perimeter, all while keeping the cost-to-collect manageable. Veritus, a Y Combinator Summer 2025 company based in San Francisco, is […]

AI Fintech Lending

Didit

San Francisco

As fraud costs balloon across the internet and KYC-heavy industries juggle an ever-growing stack of identity checks, Didit is pitching a simpler story: one platform, one fast face scan, one predictable per-use price. Founded in 2023 and currently part of Y Combinator’s Winter 2026 cohort, Didit positions itself as “an all-in-one identity platform that lets […]

Artificial Intelligence B2B Fintech

Zalos

San Francisco

Zalos, a Fall 2025 Y Combinator company, is taking direct aim at the repetitive, time-consuming, and error-prone work that still clogs finance operations at companies of every size. The startup builds AI finance automation software – computer-using agents that log directly into a company’s existing ERP, accounting systems, banking portals, and other CFO tools – […]

Artificial Intelligence B2B Fintech